Building Up Credit After Bankruptcy in Maryland
Silver Spring Bankruptcy Lawyer Representing
Frederick & Hagerstown
If you have successfully filed for bankruptcy in the state of Maryland, now is the time to get started on rebuilding your credit history. A Silver Spring bankruptcy attorney can help you devise the best plan of action and get you back on your feet in no time. At my firm, I am dedicated to providing you with the representation you need to rebuild your credit and get a fresh start in life. From paying off your bills on time to tracking your spending, the Law Offices of David Cahn is committed to giving you the legal help you deserve.
Ways in which you can rebuild your credit include, but are not limited to, the following:
- Analyzing your credit reports: After you have filed for bankruptcy, it is important to make sure all of your credit reports have accurate information regarding your released debt and closed accounts.
- Paying your bills on time: Make sure that you pay your bills on time and in full. 35% of your credit score is based on your credit history.
- Opening up a new credit account: In doing so, you are able to rebuild your credit and begin a fresh start. It is important to do this cautiously and to pay off your bill in time. Secured credit cards are offered and act as a debit card that helps build credit.
- Following up on your credit history: Every so often, it can be beneficial to recheck your credit history and make sure that the information is accurate. In doing so, you can continue to stay up-to-date and debt free while also making sure there are no reported errors on your report.
- Learning what your limits are:The most important thing to keep in mind is that you do not want your expenses to exceed more than you can afford. By knowing your limits, you can make sure to stay well below them and continue to pay off your bills in time.
Speak with a qualified bankruptcy attorney about rebuilding
your credit!
As a bankruptcy attorney in Silver Spring, I have the experience and knowledge needed to assist clients in their journey toward a new start in life. Not only do I represent clients who need to file for Chapter 7, Chapter 11 and Chapter 13 bankruptcy, but I also represent those who are interested in the aftermath of bankruptcy and rebuilding their credit.
The goal to keep in mind is to pay off your bills on time and never spend more money that you actually have. Going through bankruptcy simply means that you have learned from your mistakes and now is the time for a better beginning.
Contact The Law Offices of David Cahn and I would be more than happy to get you started with rebuilding your credit in Maryland!